About CoverClaro

CoverClaro is an independent information site for people trying to understand a homeowners, renters, or auto insurance policy in the United States. The central question is simple: does my insurance cover this?

Policies use defined terms, limits, conditions, and exclusions. Coverage depends on the contract and the facts of a loss. Our guides are designed to help readers find the parts of a policy and the public sources that matter before speaking with their insurer.

CoverClaro does not sell insurance, represent insurance companies, or provide individualized legal or insurance advice. The insurer’s decision and the policy issued to you control your claim.